Last Update and Effective Date: February 20, 2009
The Information We Collect
If you desire to have access to certain restricted sections of the Website, you will be required to become a registered user, and to submit certain personally identifiable information. When you register an account with Smallspend, you provide us with your name, email address, and other personal preference information that you choose to provide. We collect this information for use in identifying and greeting you during future service.
While using Smallspend, you may provide personal spending information to Smallspend along with category and budget limits. We collect this information so that we can provide you the service and offer personalized features. In most cases, we retain it so that you can make use of the Smallspend Site and Services. You may update or delete that data through the Smallspend Site or Services, however when you change information, we may keep a backup copy of the prior version for a period of time to enable reversion to the prior version of that information.
You post content (as defined in the Smallspend Terms of Service) on the Site at your own risk. Please be aware that no security measures are perfect or impenetrable. Therefore, we cannot and do not guarantee that content you post on the Site will not be viewed by unauthorized persons. We will take care and concerted effort to ensure the privacy of your data, but we are not responsible for circumvention of any security measures contained on the Site. You understand and acknowledge that, even after removal, copies of content may remain viewable in cached and archived pages.
When you visit the Site, our servers automatically record information that your browser sends whenever you visit a website ("Log Data" ). This Log Data may include information such as your IP address, browser type or the domain from which you are visiting, the web-pages you visit, and other data. For most users accessing the Internet from an Internet service provider the IP address will be different every time you log on. We use Log Data to monitor the use of the Site and of our Service, and for the Site's technical administration. We do not associate your IP address with any other personally identifiable information to identify you personally, except in case of violation of the Terms of Service.
Any improper collection or misuse of information provided on Smallspend is a violation of the Smallspend Terms of Service and should be reported to admin@Smallspend.com.
By using Smallspend, you are consenting to have your personal data transferred to and processed in the United States.
Use of Information Obtained by Smallspend
When you register with Smallspend, you supply your name and email address. While using Smallspend, you may also provide other personally-identifiable information to us. We will not share personally-identifiable information ("PII") with any third-parties without your explicit knowledge and consent.
Smallspend may send you service-related announcements from time to time through the general operation of the service. For instance, you may get an email reminding you to log recent spending or alerting you of a nearing budget. You may opt out of reminder announcements from the Settings page, though Smallspend reserves the right to send you notices about your account even if you opt out of all reminder emails.
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Changing or Removing Information
Smallspend users may modify or delete any of their information at any time by logging into their account. Information will be updated immediately. Removed information may persist in backup copies for a reasonable period of time but will not be generally available to the Smallspend team.
Smallspend takes appropriate precautions to protect our users' information. We will never ask for any sensitive information from your financial institutions. Your account information is located on a secured server. When you enter sensitive information such as your password, we encrypt that information using secure socket layer technology (SSL). (To learn more about SSL, go to http://en.wikipedia.org/wiki/Secure_Sockets_Layer). Because email and instant messaging are not recognized as secure communications, we request that you not send private information to us by email or instant messaging services. If you have any questions about the security of the Smallspend Website, please contact us at admin at smallspend.com
Terms of Service, Notices and Revisions
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