Privacy Policy

Last Update and Effective Date: February 20, 2009

Smallspend provides this Privacy Policy to help users understand how we collect and use the personal information submitted, and help users make informed decisions when using Smallspend, located at www.smallspend.com (the "Website") or collectively through our connective services, including mobile applications and integrations with other services (collectively the "Services"). By using or accessing Smallspend, you are accepting the practices described in this Privacy Policy and are consenting to the collection of information that you may provide in conjunction with usage of the Website and Services. If you have questions or concerns regarding this statement, please contact us at the email address admin at smallspend.com.

The Information We Collect

If you desire to have access to certain restricted sections of the Website, you will be required to become a registered user, and to submit certain personally identifiable information. When you register an account with Smallspend, you provide us with your name, email address, and other personal preference information that you choose to provide. We collect this information for use in identifying and greeting you during future service.

While using Smallspend, you may provide personal spending information to Smallspend along with category and budget limits. We collect this information so that we can provide you the service and offer personalized features. In most cases, we retain it so that you can make use of the Smallspend Site and Services. You may update or delete that data through the Smallspend Site or Services, however when you change information, we may keep a backup copy of the prior version for a period of time to enable reversion to the prior version of that information.

You post content (as defined in the Smallspend Terms of Service) on the Site at your own risk. Please be aware that no security measures are perfect or impenetrable. Therefore, we cannot and do not guarantee that content you post on the Site will not be viewed by unauthorized persons. We will take care and concerted effort to ensure the privacy of your data, but we are not responsible for circumvention of any security measures contained on the Site. You understand and acknowledge that, even after removal, copies of content may remain viewable in cached and archived pages.

When you visit the Site, our servers automatically record information that your browser sends whenever you visit a website ("Log Data" ). This Log Data may include information such as your IP address, browser type or the domain from which you are visiting, the web-pages you visit, and other data. For most users accessing the Internet from an Internet service provider the IP address will be different every time you log on. We use Log Data to monitor the use of the Site and of our Service, and for the Site's technical administration. We do not associate your IP address with any other personally identifiable information to identify you personally, except in case of violation of the Terms of Service.

Any improper collection or misuse of information provided on Smallspend is a violation of the Smallspend Terms of Service and should be reported to admin@Smallspend.com.

By using Smallspend, you are consenting to have your personal data transferred to and processed in the United States.

Cookies

Like many websites, we also use "cookie" technology to collect additional website usage data and to improve the Site and our service. A cookie is a small data file that we transfer to your computer's hard disk. We do not use cookies to collect personally identifiable information. Smallspend may use both session cookies and persistent cookies to better understand how you interact with the Site and our Service, to monitor aggregate usage by our users and web traffic routing on the Site, and to improve the Site and our services. A session cookie enables certain features of the Site and our service and is deleted from your computer when you disconnect from or leave the Site. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Site. Persistent cookies can be removed by following your web browser help file directions. Most Internet browsers automatically accept cookies. You can instruct your browser, by editing its options, to stop accepting cookies or to prompt you before accepting a cookie from the websites you visit.

Use of Information Obtained by Smallspend

When you register with Smallspend, you supply your name and email address. While using Smallspend, you may also provide other personally-identifiable information to us. We will not share personally-identifiable information ("PII") with any third-parties without your explicit knowledge and consent.

Smallspend may send you service-related announcements from time to time through the general operation of the service. For instance, you may get an email reminding you to log recent spending or alerting you of a nearing budget. You may opt out of reminder announcements from the Settings page, though Smallspend reserves the right to send you notices about your account even if you opt out of all reminder emails.

Links

Smallspend may contain links to other websites. We are of course not responsible for the privacy practices of other web sites. We encourage our users to be aware when they leave our site to read the privacy statements of each and every web site that collects personally identifiable information. This Privacy Policy applies solely to information collected by Smallspend.

Third Party Advertising

Advertisements that may appear on Smallspend are sometimes delivered (or "served") directly to users by third party advertisers. They automatically receive your IP address when this happens. These third party advertisers may also download cookies to your computer, or use other technologies such as JavaScript and "web beacons" (also known as "1x1 gifs") to measure the effectiveness of their ads and to personalize advertising content. Doing this allows the advertising network to recognize your computer each time they send you an advertisement in order to measure the effectiveness of their ads and to personalize advertising content. In this way, they may compile information about where individuals using your computer or browser saw their advertisements and determine which advertisements are clicked. Smallspend does not have access to or control of the cookies that may be placed by the third party advertisers. Third party advertisers have no access to your contact information stored on Smallspend unless you choose to share it with them.

This privacy policy covers the use of cookies by Smallspend and does not cover the use of cookies or other tracking technologies by any of its advertisers.

Changing or Removing Information

Smallspend users may modify or delete any of their information at any time by logging into their account. Information will be updated immediately. Removed information may persist in backup copies for a reasonable period of time but will not be generally available to the Smallspend team.

Security

Smallspend takes appropriate precautions to protect our users' information. We will never ask for any sensitive information from your financial institutions. Your account information is located on a secured server. When you enter sensitive information such as your password, we encrypt that information using secure socket layer technology (SSL). (To learn more about SSL, go to http://en.wikipedia.org/wiki/Secure_Sockets_Layer). Because email and instant messaging are not recognized as secure communications, we request that you not send private information to us by email or instant messaging services. If you have any questions about the security of the Smallspend Website, please contact us at admin at smallspend.com

Terms of Service, Notices and Revisions

Your use of Smallspend, and any disputes arising from it, is subject to this Privacy Policy as well as our Terms of Service and all of its dispute resolution provisions including arbitration, limitation on damages and choice of law. We reserve the right to change our Privacy Policy and our Terms of Use at any time. Non-material changes and clarifications will take effect immediately, and material changes will take effect within 30 days of their posting on this site. If we make changes, we will post them and will indicate at the top of this page the policy's new effective date. If we make material changes to this policy, we will notify you here, by email, or through notice on our home page. We encourage you to refer to this policy on an ongoing basis so that you understand our current privacy policy. Unless stated otherwise, our current privacy policy applies to all information that we have about you and your account.

Contacting the Web Site

If you have any questions about this privacy policy, please contact us at admin at smallspend.com.